All, not to be an advocate on the debt side....
Ben Bridge (I think a U.S. only chain) is offering 12 months interst free - 30% down - minimum $50.00 per month. Happened to see it on their website.
Although they don't say on their site that they offer Rolex - they do.
http://www.benbridge.com/bb_store/ca...-p-1-c-43.html