I think they call it GILT which means gold. Leave it alone if It's not damaged. The crystal is my first concern. The chipped edges could allow water in, and little glass crystals to enter the movement. Second is to secure the movement from any particles, or water damage.
I think your dial is just fine, and should have a little patina over the years. Some other guys will be along to give you some info, but I'd hold off on the dial. It's a nice watch that needs just a little TLC to be in great shape.
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