There are many legitimate shops. I have personally taken a loan against my sub for business purposes. I popped in the shop last month, to ask what kind of inventory they had. I was curious what they woud offer my serti 16613 D serial with box and papers. The watch is in new condition, and he offered me 5K. Sounds cheap, but if you're forced to sell hard up for cash when you need it.....
I spoke to the owner in length, and most of watches that he buys are immediately sold to a broker. This keeps him in the loan business, and not the jewelry business.
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