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Hi, Ok My answer
I have just purchased my Sub date on 24 months interest free at Mappin & Webb, of course I have the option of paying up early. The Oxford Street Branch of Watches of Switzerland were very helpful the other week I went in. Remember, Goldsmiths, Mappin and Webb and Watches of switzerland are all part of the same group and use Hitachi finance. Regarding the credit issue, Hitachi will do a means test if the credit file has no info or not sufficient for any reason.
IMO within your budget I would suggest the Sub non date at £2790 I think or go the little extra and get the Sub Date for £3090
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 Whatever the watch, it's your wrist, it speaks to you, enjoy it
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