I've lived and worked in Monterey and San Francisco. Monterey was 6 months while I was attending DLI (language school) in the military, but it was a lovely area.
I began my civilian government career in San Francisco in the mid-90s, and I like the Bay Area. The cost of living is what drove me out, and it is ridiculously more expensive there now. If not for that crazy cost of living, I might consider moving back (if the state wasn't on fire every summer).
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“The real problem of humanity is we have Paleolithic emotions, medieval institutions, and godlike technology.”
-Edward O. Wilson
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