I've looked into this and insofar as I only use PayPal to pay for stuff and I am never in a position to violate their terms of service, I don't have a problem.
I have read that most of the opposition to their ToS is that PayPal will be monitoring activities on websites other than their own and will hold people financially accountable for any expressed opinion with which PayPal disagrees.
This does not seem to be the case in my judgement.
My interpretation is that if you abuse the terms of service to the extent that it costs Paypal money, they will levy a fine up to $2500US.
I'm not advocating for PayPal. I just think that the reaction is overblown for the majority of people who use PayPal.
I welcome any criticism of my assessment.
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JJ
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