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We have these threads about every 4 months. Personally I've rented business space on two separate locations that were once banks and they had left behind the vault. I was shocked at the weight of the doors, the frames and even the thresholds when I had to remove them, so I hate, hate, hate, safes, and I'd NEVER want one is my home. I've moved maybe 5 times in the last 30 years and I'd never want to deal with a safe.
A few points....fire ratings are not necessary "real world" in their specs. So keeping important papers or cash would not be something I'd trust. N. California fires destroyed the contents of many safes.
I don't own firearms so a gun/watch safe is a non starter for me.
For a home invasion robbery, you'd give up your combination making the safe meaningless.
For a burglary with you not home, a security system with a loud siren would probably be better than a safe unless you live out in the country and they can take their time.
So for me, I hide my watches, and have a safety deposit box for my papers.
YMMV
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