I use my Panerai's all the time for swimming, diving, jet skiing and on the beach. My Luminors are always on rubber but as my 232 didn't have a rubber strap I used to use a Toshi strap and it has given it a beautiful aged look. Never had any issues! As said septh rating on a luminor is more than a GMT!!
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Rolex Explorer 214270, Omega Speedmaster '1957 Relaunch' 3594.50.00, Panerai Luminor 1950 PAM00127-E, Panerai Radiomir 1936 PAM00249-I, Panerai Mare Nostrum PAM00716-T, Panerai PAM00785-Q Set, Panerai Luminor Black Seal PAM00594-Q, Panerai Luminor Daylight PAM00604-Q, Tudor Black Bay 54 79000N, Heuer Carrera Re-Edition CS3113, Hamilton Military W10 & TAG Heuer F1
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