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Dude, there was a lot of money at stake - I would probably have done the same in your shoes. You were there and you went with your gut feel. In 9/10 situations where I didn't follow my gut, I've regretted it. Turns out with 20/20 hindsight you were wrong, but there was no way to know at the time. Could/should you have called HKPerf when you backed out? Yeah...I probably would have done.
Bottom line? No one got hurt, no one lost any money. One side had some significant inconvenience/annoyance, lost some gas money.
IMO this type of event is to be expected occasionally in non-AD transactions: neither side should feel bad/good about it - but if it really pisses (either of) you off, then maybe reconsider if you want to continue in this kind of business....
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