Mine are insured for replacement cost which in this market can be more than MSRP. If I have my DaytonaC stolen I’m not wanting to wait 5 years to get one at MSRP. As far as I’ve been told by jewelers mutual they are able to pay a claim over MSRP as long as you’re insuring it for more and that model is being sold for a price higher than MSRP through a dealer. It costs me more in premium but I don’t have to worry about being stuck without a watch because of lists and lack of supply.
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"Sometimes the songs that we hear are just songs of our own."
-Jerome J. Garcia, Robert C. Hunter
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