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Some very interesting points here. My current home insurers (Barclays) have told me that due to my new additions to the watch collection last year; they will not be able to renew my policy in May. They have told me i will need to look elsewhere!
I have a large safe that weighs 350kg and is bolted to concrete floor and wall along with an alarm system and cameras in my property, my friend is a master locksmith and has advised me that for anyone to make a dent in my safe it would take at least 10 hours and a hell of a lot of noise. I am tempted to forego insuring my watches as i struggle to see how any body could access my valuables bar having a gun put to my head in which case I would happily hand them over.
I also agree that i wouldnt want to affect my home insurance premiums by making claims against my watches.
They really dont make it easy for us!
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