The only debt I have is my mortgage.
I never finance or borrow money for consumer goods nor for luxury stuff like watches, cars or holidays.
If my savings are not enough I just wait 
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Day Date 18238, Yachtmaster 16622, Deepsea 116660, Submariner 116619, SkyD 326935, DJ 178271, DJ 69158, Yachtmaster 169622, GMT 116713LN, GMT 126711.
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