I had no choice when I was young if I wanted a house and a decent vehicle or to pay for college. I always hated debt although it certainly can have it's place in a sound financial plan. I paid off my cc in my early thirties and the only debt I had after that until my mid-forties was my mortgage which I paid off at ~45.
I can safely say at this point in my life that, barring a catastrophe, I will never again owe anyone money and that is worth more to me than any extravagant lifestyle choice, keeping up with the Joneses etc. ever could.
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The fool, with all his other faults, has this also - he is always getting ready to live. - Epicurus (341–270 BC)
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