[123Blueface]

BTW, photos are not “required” for making a claim.
At the time of binding the risk, the carrier underwrites based on their requirements, which may include an appraisal, photos, receipts, etc.
Once bound, you don’t ever have to show any other pictures of your watch. They can certainly ask and if you have them, great, but no court of law will uphold not having them as basis for a denial of a claim. If you don’t have any photos, you can’t be compelled to produce what doesn’t exist.
The only requirement for a Claim once an SPP is bound is generally a police report and a sworn proof of loss.