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OP, if you have home insurance check out how much it covers for valuables worldwide. This is different to personal possessions away from home. Don't assume that your watch is covered in any category without speaking to the insurer. You may benefit from changing home insurer to get a better deal including your watch.
I'm with John Lewis Premier which covers £40,000 of valuables but my DJ41 took me over that limit and so, after research, I went with T H March. Your Rolex AD probably insures with them too. Why? Because they're the best when you need them to pay out.
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