Quote:
Originally Posted by macrowatch
I actually don’t think the rates differ all that much on location since I have moved the policy around a few times to same net pricing, or really quite negligible rate changes. I think this is due to the global geographic nature of coverage while traveling.
If they were concerned about local crime rates, I think they just decline to cover at underwriting rather than rate higher or specify bank safe only, etc. FWIW I have used Chubb for many years before hodinkee started selling the Chubb policies.
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I had a 0.5% decrease by simply registering my policy at my other home in a different city/state/zip code. Their response was because the amount of claims at my original city/zip so it is taken into account. My rates are now approx. 1%~.
It’s so easy to get a personalized quote and know for sure.
