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I have enjoyed nice things in my life, haven’t run up unnecessary debt since my 30’s. When I retired last year I made a big profit on my home of 30 years and was able to purchase my home in a new area for cash. My only debt is a $400 car payment at 1.9% interest and paying any credit cards off I might use for trips or purchases. I don’t have a fortune but I have some money in the bank, make 85% of what I made while working with pension and social security, and most of all have my health and happiness.
Cars have always been a weakness for me but I’m rethinking my past habits. The new car market is still crazy, interest rates are way back up, and I really don’t want to shell out too much cash.
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