[330ci]

Originally Posted by BroncoOne

Correct. If you get defrauded with a compromised credit card, your maximum exposure is $50..

If your debit card is compromised, your maximum exposure is every dollar in your account, plus any available overdraft credit, plus fees. Then you have to become the FBI to try to prove that your former money is yours. Good luck. It’s why I never have a debit card.

Also, as has been noted, the discounts, cash back, free airline miles and other perks of a credit card with a low or no annual fee are free. Just pay it off every month.

My debit card was lost/stolen 2 months ago. They reversed $1,000 in charges over the phone. Pretty sure you've got the same protections as a CC at this point unless they have your pin as well. Then you might be screwed