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I am somewhere in the middle. I have no issue with debt that is manageable and for an asset that has some return value. My watches, that's how I somewhat justify them even though I don't have any debt associated with them. One of my biggest struggles has always been finding balance. Doing enough to enjoy myself but not so much that it creates a problem either personally or financially. Life was very simple as a younger person with limited to no assets. The path was clear and the goals were on the horizon and hard work and time would take care of them. It did, but the more assets you have and the more options you possess the more complicated it can become. It is also not as much fun when you are financially secure and have a safety net, achieved through hard work, fortune and time. Once again back to balance and even today, more than 40 years into being what I consider an adult it is still there. Just my thoughts. I also enjoy reading my fellow TRF Members thoughts on this. Good topic.
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