[Letsgodiving]

I had no choice when I was young if I wanted a house and a decent vehicle or to pay for college. I always hated debt although it certainly can have it's place in a sound financial plan. I paid off my cc in my early thirties and the only debt I had after that until my mid-forties was my mortgage which I paid off at ~45.

I can safely say at this point in my life that, barring a catastrophe, I will never again owe anyone money and that is worth more to me than any extravagant lifestyle choice, keeping up with the Joneses etc. ever could.