[Bulldozer]

I just learned that my property insurance (Assurant through Geico) only covers up to $1,000 of jewelry loss no matter the personal property coverage.

What do you all do? Do you buy individual jewelry coverage? This seems expensive at 1-2% of the watch cost per year.

Or, have you found a home/renters insurance policy with much higher limits on jewelry coverage?

Or, do you just put watches you don't currently use in a bank safe, and "self-insure" the ones in your current rotation?