How do you pay at the AD

[Xenon]

I try on watches at the physical store then wire transfer money to my internet grey dealer to purchase the watch I want

[1William]

Cash.

[TswaneNguni]

Originally Posted by Holishi

Amex, personal check, cashier’s check, wire or cold hard cash?

Blood,sweat and tears .

[GB-man]

Gold doubloons which I keep in my goat skin waist satchel.

[Twovalvekid]

Another vote for rewards card.

Originally Posted by Cde1218

Bank of America Premiums Rewards Visa Signature- always.

At the top tier (based on assets with BofA or Merrill), this card provides 2.62 points for every dollar spent, on anything, with almost no “catch”.

Those points are redeemable for hard cash every month at $0.01 per point.

I use the rewards, that typically amount to $500-$1000 per month to supplementally fund my kids 529 college plans.

I’ve not found a better card yet, unless it’s higher points that apply only to specific categories of spending.

The AD has asked if I could pay with an alternative way on higher dollar purchases but I’ve politely declined and it’s been a nonissue.

Ill have to look into this. I never use the BOA rewards card i have because the rewards have a cap that I would max out after about a month and a half into the quarter.

[vesnyder]

I've made two purchases at my AD over the past couple years. One was via Credit Card, but the 2nd, in April of this year during the shutdown, was via money transfer.

[jbsmith]

If I'm paying msrp, I'm using cc to get cash back.

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[ScottishRolex]

Originally Posted by Twovalvekid

Another vote for rewards card.



Ill have to look into this. I never use the BOA rewards card i have because the rewards have a cap that I would max out after about a month and a half into the quarter.

Yes, that’s the lower tiered free card I believe. This one is the Premium Rewards Select, and the benefits really add up when you are a “platinum honors” client meaning you have (I believe) in excess of $250k with BofA/ ML.

The fee for the card is $95 but with luggage reimbursements, TSA precheck/ Global Entry included free it starts to make sense.

[Strummer25]

Gold bars

[Twovalvekid]

Originally Posted by Cde1218

Yes, that’s the lower tiered free card I believe. This one is the Premium Rewards Select, and the benefits really add up when you are a “platinum honors” client meaning you have (I believe) in excess of $250k with BofA/ ML.

The fee for the card is $95 but with luggage reimbursements, TSA precheck/ Global Entry included free it starts to make sense.

Hmmm. I definitely will have to look. I mainly use my Amazon prime card for all purchases, and the Amex for watch purchases.

[Thuilln]

Originally Posted by Hub6152

There’s no benefit of paying in cash to an AD. It means someone has to take it to the bank which carries another set of risks!!

There’s at least one: discount.

[Thuilln]

Originally Posted by Cde1218

Bank of America Premiums Rewards Visa Signature- always.

At the top tier (based on assets with BofA or Merrill), this card provides 2.62 points for every dollar spent, on anything, with almost no “catch”.

Those points are redeemable for hard cash every month at $0.01 per point.

I use the rewards, that typically amount to $500-$1000 per month to supplementally fund my kids 529 college plans.

I’ve not found a better card yet, unless it’s higher points that apply only to specific categories of spending.

The AD has asked if I could pay with an alternative way on higher dollar purchases but I’ve politely declined and it’s been a nonissue.

So you’re saying you have monthly statements of about 19 000$ on your credit card?

[Me4u2night]

AMEX all day. As many have said, to rack up the points.

[Chloe&Harley]

Originally Posted by didikwahyu

Debit card

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Same here

[PorscheNRolex]

Another idea... Be polite and ask the AD if they have a preference.

After all, we want the hot models, right?

They might appreciate you paying by check/cash... maybe not. They save a couple hundred dollars in cc charges.

[ScottishRolex]

Originally Posted by Thuilln

So you’re saying you have monthly statements of about 19 000$ on your credit card?

Between business and personal expenses yes.... not super uncommon.

Paid in full monthly- use one card for everything to maximize point value. Only things not really paid for on it are mortgage/taxes and my wife’s car lease.

[Wrist Watcher]

AMEX for the points.

[pj1369]

Originally Posted by Cde1218

Between business and personal expenses yes.... not super uncommon.

Paid in full monthly- use one card for everything to maximize point value. Only things not really paid for on it are mortgage/taxes and my wife’s car lease.

Ditto.


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[Calatrava r]

The last few purchases were with checks. Really do not use credits cards much on larger purchases, but I have used them for sure.

[DoctorA]

Mostly CC. I had one AD insisted on bank wire so they save the cc fees............cheap!!

[SydR]

Used Apple Pay, linked to my AMEX for my last AD purchase.

[DtownRRS]

AMX for points

[jukeboxs]

Amex with 1.25% cashback.

[Calatrava r]

Its curious to me why anybody now would make a large purchase for cash. Certainly years ago, transactions were done in currency. Real Estate and car purchase transactions were frequency done in cash here in the US. Years ago people did not trust checks and credit cards were in their infancy. In todays world things have changed. It is not safe to carry large amounts of cash to and from banks or stores. Too easy a target. Once the cash is stolen. Its gone and that is it. There is no tracking of random bills from a bank. Plus, governments around the world have reporting requirements, to combat money laundering and tax evasion, on cash transactions over a certain amount. Here in the US it is 10K. Over that and a lot of forms need to be filled out at each step of the transaction from bank to store to bank. Credit card offer protections and bonuses from points and can be paid off each billing cycle if that is desired. So may dealers offer 12 to 24 months same as cash if paid off within that period with no interest. I have used those and do not buy again until its paid off. Makes sense to me. Most ADs frown on checks unless from a regular customer with all the fake checks floating around, which is why I have used checks. They know me.

[offrdmania]

I still have an old 3% cash back card. I make the purchase, pay off the card in the next cycle and request a check for the 3%

[matt_Denver]

Citi Doublecash. 2% cash back on all purchases= no brainer!

[set]

One AD I’m aware of marks up the purchase 4% if you pay with a credit card. No upcharge (but also no discount) if you pay with cash or check. The other 2 ADs in my area do not upcharge for using a credit card.

[M45]

They only take CC.

[asd25]

AMEX to be a points whore

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[rodneygt3]

Normally credit card. However, then I got my GMT2 BLNR a few years ago I was able to get under list price by paying Cash (check).