Ways to Save Money

[MrGoat]

Originally Posted by superdog

Asap brother. Just trying to find the right place.

And with the economy the way it is, I’m lowballing offers. The decent places are all sitting. Price cuts are starting. The awesome places are going fast.

Amazing some of the judgement calls folks make with their homes and the style they put into it.

Looking between Fort Lauderdale and Delray Beach.

Opposite coast from me. Florida is tough right now. If it’s in good shape or a new build in a desirable area, deals will be hard to find.

I’ve literally got one subdivision that is keeping its entire division afloat for sales.

I don’t know what your level of tolerance would be for it but a house that needs updating in a great neighborhood can be had cash for substantially less than what it’s “face” value would be.


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[TheVTCGuy]

Originally Posted by superdog

Asap brother. Just trying to find the right place.

And with the economy the way it is, I’m lowballing offers. The decent places are all sitting. Price cuts are starting. The awesome places are going fast.

Amazing some of the judgement calls folks make with their homes and the style they put into it.

Looking between Fort Lauderdale and Delray Beach.

Let me know when my room is ready

[MrGoat]

Originally Posted by TheVTCGuy

Let me know when my room is ready

Seth, just say no.


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[subtona]

Don’t buy watches.

[dddrees]

Originally Posted by Blansky

One of my earliest memories is of the milkman coming down the street in a horse pulled wagon. Canada circa 1955.

He would get out with his metal bottle carrier that had 6 bottles in it and would come to our house and then cut across the lawn the neighbors, and the horse would walk along the street keeping pace.

I'm just a bit younger, but the ice is the one thing I remember. It was a good way to get just a little bit of ice in the summer.

[INC]

Originally Posted by TheVTCGuy

OK, for the record, MY milkman drove an internal combustion engine truck.

In your case, I think the best solution would be to use your former employer's "vehicle" for private purposes I think just the sight of you would convince anyone that it is worth giving you a fair discount

[INC]

I stopped spending money on things to impress others or because someone suggested that I should buy them to feel myself trendy or up to date or even to have confidence. Now I do this only if I feel this way on my own.

But the main saving in my life was my TIME savings related to my lifestyle change.

I used to drive to every single place in our city (which is more or less the size of a small town in the US) because I felt like that even like this it would take a long time to get to one place and back. However during the Covid lockdown, I realized that several places are not really far from my home, I just FELT that because of the traffic.

The main realization was that if I walk, I get there in almost the same time, but because of this I can sport twice as much as before. So it was just an added bonus that my expenses on fuel or car maintenance were mass reduced. So as now I have more money, I can "invest" into an art or watches and so on. This way I feel more confortable as I simply removed the TIME wasting from my life.

[1st amg]

Originally Posted by singe89

Don’t have a stay at home wife and kids. Between school, sports and dance it costs more than a Rolex every month.

Exactly this as my home situation…..I feel your pain! The burn rate is comical actually

[brandrea]

Originally Posted by Blansky

Found this picture.....

Some people actually had a milk compartment by the door but we were poor so he just left it on the porch.

We had our milk delivered to us when I was a young boy growing up on the farm.

The milk truck driver backed up over my dog Trixie.

[mailman]

Originally Posted by brandrea

We had our milk delivered to us when I was a young boy growing up on the farm.

The milk truck driver backed up over my dog Trixie.

We had a milkman up until sometime in the early 80’s. He would come on Monday and Thursday. We’d leave a note in the milk box along with cash when he left the bill. My parents still have the milk box outside their house.

[mailman]

Originally Posted by superdog

Looking between Fort Lauderdale and Delray Beach.

Love Delray Beach. The beach is clean and Atlantic Ave is a great place to go.

[brandrea]

Originally Posted by mailman

... My parents still have the milk box outside their house.

That's awesome

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[Knappo 1307]

Pack a lunch. You'll be amazed at how much you save a week..

[superdog]

Originally Posted by Knappo 1307

Pack a lunch. You'll be amazed at how much you save a week..

This is a good one. So true.

[superdog]

Originally Posted by mailman

Love Delray Beach. The beach is clean and Atlantic Ave is a great place to go.

It’s a great area. Fell in love two years ago.

Just debating timing right now.

[EEpro]

Originally Posted by Chewbacca

Made pasta, instant coffee, used my rickshaw last week and had this built yesterday with the savings.

Looks over polished.

[knyshcollection]

Limit eating out is a big one for people

[1hoot]

"My condo has 19’ ceilings and is very hard to keep warm. Instead of jacking up the heat, I’m being more strategic about it. I’m also wearing Warner clothes inside"
Ditto, wearing a hooded sweatshirt is standard attire around my place, thermostat is rarely set above 63degF.

[colpol]

Originally Posted by Knappo 1307

Pack a lunch. You'll be amazed at how much you save a week..

That was first thing my mum said to me when I started work over 30 years ago. best advice ever.

Someone else mentioned eating out. Lot of offers Mon - Thur. pre theatre etc. we tend to avoid weekends.

Not sure if this counts as saving money but been lucky over the years to be able to do Overtime so when something like a watch/ motorbike purchase on horizon - feels like not dipping into my regular income

EBay/ gumtree or other sites for selling off unwanted items

Get a card that does cash back. Nothing better than cash back for money spending anyway

[Blansky]

Originally Posted by 1hoot

"My condo has 19’ ceilings and is very hard to keep warm. Instead of jacking up the heat, I’m being more strategic about it. I’m also wearing Warner clothes inside"
Ditto, wearing a hooded sweatshirt is standard attire around my place, thermostat is rarely set above 63degF.

Not for me. Couldn't do it.

But I'd be interested to know what the actual savings would be for someone to wear outdoor attire in the house during the winter vs someone who didn't and kept the house at a "normal" temp.

I grew up in Canada with brutal winters but our houses were always warm and cozy. When I lived in San Jose CA I had a friend who's house was freezing in the winter and I just shook my head.

Could not live that way.

As for homes with high ceilings, just put in a fan and draw the warm air down.

[brandrea]

Originally Posted by Blansky

Not for me. Couldn't do it.

But I'd be interested to know what the actual savings would be for someone to wear outdoor attire in the house during the winter vs someone who didn't and kept the house at a "normal" temp.

I’d be interested too.

I had a girl friend who’s dad used to keep their thermostat set at a low temperature … I always figured he did it to make me feel uncomfortable

[Star Ferry]

Originally Posted by brandrea

I’d be interested too.

I had a girl friend who’s dad used to keep their thermostat set at a low temperature … I always figured he did it to make me feel uncomfortable

Strongly disagree, TBone. You simply made everyone so hot and bothered, the temperature needed to be lowered for safety reasons.

[brandrea]

Originally Posted by Knappo 1307

Pack a lunch. You'll be amazed at how much you save a week..

This ^^^ easily saves $50 a week.

[Blansky]

Originally Posted by brandrea

I’d be interested too.

I had a girl friend who’s dad used to keep their thermostat set at a low temperature … I always figured he did it to make me feel uncomfortable

We have our air conditioning set at around 78 in the summer and turn it down occasionally around 4 PM if it's really hot, maybe to 73 for a while.

When we go to Hawaii in Sept, we have a pet sitter come and live for 2 weeks, who is a native of CA and she sets the temp for 72 all day. When I checked the bill after getting home, for that time period I hardly noticed any extra expense from that.

[1hoot]

"I’d be interested too."

Obviously a-lot of variables, but generally my electric bill is about 40% less compared to my neighbors, with about the same amount of finished living space. You get used to it, and 63deg feels comfortable albeit w/a sweater/sweatshirt.

[Blansky]

Originally Posted by 1hoot

"I’d be interested too."

Obviously a-lot of variables, but generally my electric bill is about 40% less compared to my neighbors, with about the same amount of finished living space. You get used to it, and 63deg feels comfortable albeit w/a sweater/sweatshirt.

In my last house in Northern CA we always had high power bills due to having a Jacuzzi and having a koi pond. So I guess I just got used to bills higher than my neighbors.

My house is always set for heat at between 70 and 72.

[brandrea]

Originally Posted by 1hoot

"I’d be interested too."



Obviously a-lot of variables, but generally my electric bill is about 40% less compared to my neighbors, with about the same amount of finished living space. You get used to it, and 63deg feels comfortable albeit w/a sweater/sweatshirt.

That's quite a savings. I just couldn't do it. Kudos to you though

We set our thermostat at 70f all year round and our utility bills are already very low as we have solar panels, and all upgraded doors, windows and insulation.



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[cartesian Product]

Originally Posted by Star Ferry

Interested in hearing the ways people …save money…

In terms of my personal lifestyle, I don't tolerate unnecessary changes.

Originally Posted by dddrees

Buy items that come with lifetime warranty guarantees.

The premiums aren't worth it at my age.

[sambb]

to save more money - drive older car longer or better yet, dont drive and work from home, and group trips together. Every mile you drive less is money earned

[Blansky]

Originally Posted by 1hoot

Obviously a-lot of variables, but generally my electric bill is about 40% less compared to my neighbors, with about the same amount of finished living space. You get used to it, and 63deg feels comfortable albeit w/a sweater/sweatshirt.

Ok but what does 40% actually represent.

Do you think that through the winter ( not sure where you live) you save how much compared to the neighbors?

$100, $400, $1000??? for the season.

Not trying to put you on the spot, just curious what the numbers would be, and how significant the trade off would be for that much discomfort (from my point of view).

Where I live, near the coast in LA, the stupid SC Edison bill fluctuates so damn much I can never get a handle on it from one month to the other. We can have consecutive months with no heat and no air conditioning on, and the bills are still all over the place. I'm guessing they're just trying to gouge us to pay for all the forest fires they started.