ROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEX
15 December 2017, 08:09 PM | #151 |
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sometimes I'll just have the red caviar instead of the good black stuff
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15 December 2017, 09:22 PM | #152 | ||||
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Real Name: Marco
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15 December 2017, 09:26 PM | #153 |
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Location: London
Watch: BLNR
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My wife waters down the hand soap in the bathroom till it's just water. Lol. She has a whole tuff crate full of large ziploc bags with different toiletries from hotels all around the world. I can't remember the last time I bought shower gel or shampoo. The collection keeps on growing, fine by me.
Individual valves on each radiator in the house. Heating goes on, rooms with no-one in them the valves are turned off. I live in the UK, don't need to wash my car, it rains often enough. Lol. Only if a bird decides to be unkind to my car then I'll wipe it off and clean it. As a former 8 year manager in costco I have hoards of toilet paper and kitchen towels and kitchen cleaning materials stored in the garage, enough bought on discount to last for atleast a year. |
15 December 2017, 10:55 PM | #154 | |
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15 December 2017, 11:47 PM | #155 |
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Real Name: Janet
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Kudos to Chris.m88! Simple question...great thread
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16 December 2017, 01:29 AM | #156 |
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Some of our frugal practices:
1) I shave with double-edge razor blades, and I buy 200 of them at a time for less cost than a single package of "name-brand" cartridges. Per blade cost is US $0.125. 2) My wife and I live in a modest 1800 square foot home now that our daughter is out of the house. We still have too much room. 3) We prefer to buy pre-owned vehicles, maintain them, and drive them until they are not worth repairing. We bought a 2003 Trail Blazer in 2004 for $20,000 in cash and drove it until the end of 2016 when our daughter left home. Other than a new transmission which came from a junked vehicle, we only had to do normal (tires, brakes, fluids, filters) maintenance. That vehicle cost us about $2500 per year to own and maintain. That vehicle was replaced with a 2014 Fusion. 4) We shop sales at grocery stores and eat out only twice a week. Once is date night, and once is with my wife's parents. 5) We buy quality so as to diminish recurring costs. I am wearing one of the pair of Allen Edmonds shows I bought in 1995. They have been "re-crafted" multiple times and look like they did when purchased. We will buy used when it makes sense (safes, pressure canners, some clothing) and new when that makes sense. 6) We invest wisely and save about twenty percent of our income. Our daughter graduated college with no student debt. 7) We use debt when it makes sense. We still have a fixed-rate mortgage on the house, but Rolex purchases are made with checks. |
16 December 2017, 01:30 AM | #157 | |
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Location: Batavia
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Regarding paying off a mortgage, yes the math/numbers tell you that given long periods of time putting your spare money into investments instead of paying down your mortgage is a good move. My house is paid off and I talk to people three or four times a year who are aghast and tell me I'm making a terrible financial mistake. What I tell them is that, yes the math works as long as you are investing over at least five or more years and the timing of when you need that money is critical. I think that what many people who are good with math an understand the numbers involved are missing is factoring in RISK. Any good businessman looking at a deal prices in risk. I have extremely low financial risk. No mortgage, no debt that rides from month to month, retirement in the bag. What price can you put on the peace of mind you experience when you wake up in the morning and look at your ceiling and can say to yourself, "I own this house and everything else in my life. It can't be taken away." My calculations regarding paying off my home in under six years in stead of taking thirty tell me that I saved over $150k in interest payments. Over the last ten years ALL the money I would have spent on the mortgage has been very gainfully employed making more money. |
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16 December 2017, 01:46 AM | #158 |
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Location: Houston
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Use grocery store bags as trash bags
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16 December 2017, 02:00 AM | #159 |
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Official Member "WIS-CON" Las Vegas International GTG 2017 Official Member "WIS-CON" Las Vegas International GTG 2018 |
16 December 2017, 02:04 AM | #160 |
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Same for me! Top Gear is the free perk of my wife's shopping habits!!
Turning the lights off is also a constant thing. I come home to an empty house and spend 10 minutes walking round cursing turning them off. I joke with my wife when I get too hot that I'm going to stand by the electric meter to cool down from the draft of it spinning around !!! |
16 December 2017, 02:10 AM | #161 |
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Real Name: William
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I drive a 2002 Chevy blazer I bought for $235. Had a clogged catalytic converter, seller couldn't figure out why it wouldn't accelerate. Drove it though college, graduated, hauled a trailer to Florida with it when I moved for my new job with my degree, hauled trailer back to Michigan when I realized job wasn't for me, and came back to work at the Rolex AD i did through college, and am selling it at the end of the year to upgrade. 67,000 miles later I'd say I got my $235 worth out of it
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Omega Bumper Automatic Rolex Datejust 16013 TT Rolex GMT 1675/3 Tudor GMT Serti GMT |
16 December 2017, 03:28 AM | #162 |
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Real Name: Louis
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16 December 2017, 03:32 AM | #163 |
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I never use the car if it is possible to walk. And I don't use public transport if I can walk, even if it is raining hard. Good fun actually.
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16 December 2017, 03:41 AM | #164 |
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Thread of the year. Very entertaining stuff, all.
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16 December 2017, 04:04 AM | #165 | |
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16 December 2017, 04:16 AM | #166 |
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Anyone else fill out the survey on the IHOP receipt for a free short stack of pancakes on your next visit......or is that just me?
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16 December 2017, 04:27 AM | #167 |
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Had a dozen oysters last night.
4 of them were bad and smelled terribly. I gave them to my wife and she got so sick. |
16 December 2017, 05:19 AM | #168 |
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16 December 2017, 05:28 AM | #169 |
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Shop at Walmart
Try to always get a deal Use coupons Buy the cheapest gas Take the train |
16 December 2017, 05:30 AM | #170 |
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The one that makes me smile is the "order tap water at restaurants" example. I did not know that people thought of that as frugal! I grew up in a house where that was the norm, so when people ordered something else, it would make me do a double-take as a child.
I asked my wife last night if she thought that it was weird that we did that, and she rolled her eyes and said YES. Oops, haha...
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17 December 2017, 12:22 AM | #171 |
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Like a wet blanket on a nice campfire.
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17 December 2017, 12:25 AM | #172 |
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17 December 2017, 12:28 AM | #173 |
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That is a great point, Neil. This is probably why the Rolex hobby appeals to me.
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17 December 2017, 02:39 AM | #174 |
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...only have 9 damien hirst paintings
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17 December 2017, 02:49 AM | #175 |
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this is probably the most frugal thing I do...
I buy Johnston & Murphy shoes, which are definitely not cheap, but they are way more inexpensive than any other brand I've ever bought. The uppers are practically indestructible, so I have them resoled 7 or 8 times before I have to replace them. They easily last 10 years or more. |
17 December 2017, 03:06 AM | #176 |
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Use apps for everything that collects points.
Try to get discount on everything (I'm Indian, we invented the word "discount"). Take being called "cheap" or "tight" as a compliment. Drive a 2001 Audi A2 with 186K on the clock that I paid £200 for. LED lightbulbs everywhere. Tap water at fooderies. Use rechargable batteries instead of regular (charge at work). Save the extra ketchups from burger king and fill up the container at home. Oh Christ, the list is endless, and proud. |
17 December 2017, 05:24 AM | #177 |
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Eat in the doctor’s lounge because it’s free.
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18 December 2017, 04:34 PM | #178 | |
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I hear you bro. I own a couple of Rolex and a few other luxury watches but I would still stop and pick up a penny on the street. Just a habit I had back in the old days when times were lean. Sent from my iPad using Tapatalk |
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19 December 2017, 01:08 AM | #179 |
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Use single ply toilet paper and use it as tissues too...
Your nose gets used to it. Kleenex is the BIGGEST waste of money possible. If I have a cold, a $1.50 box would last me only about 15mins. Roll of TP? Maybe a a day or two.. |
19 December 2017, 05:39 AM | #180 |
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