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26 June 2022, 07:45 AM | #1 |
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Insurance before EURO summer?
So I’m headed off to Europe for a few weeks. I’d like to wear a few pieces without concern while there, mostly PM Daytonas and a ceramic Daytona. Currently have some blanket insurance for my collection, but would like some feedback on more specific insurance policies. I keep hearing about hodinkee insurance? Anyone have any experience?
I believe my blanket insurance is through AIG, but I’m not sure what value I’d be compensated for in the event of a theft or incident. Are there policies that compensate for market value? And how is that even determined in today’s pricing volatility? Thanks! Sent from my iPhone using Tapatalk Pro |
26 June 2022, 07:53 AM | #2 |
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Seems like you should check into the policy you already have and see what’s what.
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26 June 2022, 08:00 AM | #3 |
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With Hodinkee you set the price you want your watch insured at and no appraisals needed as long as the price you set is under $100K.
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26 June 2022, 10:16 AM | #4 |
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You should leave your expensive watches at home. Plenty of people getting mugged / robbed / beaten for their luxury watch all over Europe (actually a worldwide issue). During warmer days and short sleeves your watch is much more visible and you become a target.
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26 June 2022, 10:34 AM | #5 |
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Make sure you have medical insurance too, considering many have been stabbed/slashed for their watches. Life is too precious!
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26 June 2022, 10:36 AM | #6 |
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Hondinkee is your best bet
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26 June 2022, 12:23 PM | #7 |
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I have worldwide insurance through Jewelers Mutual based on secondary market value via individual appraisals of each piece covered. After being robbed for my watch in Barcelona a few years ago, I don't travel with anything valuable / recognizable / blingy... probably for the best, as when I was in Barcelona again just a couple of weeks ago a guy got mugged in the street for his Hublot, literally around the corner from my hotel. You do you - but bear in mind any Rolex may well make you a target... safe travels.
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26 June 2022, 12:29 PM | #8 |
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I have my collection insured with AllState. I choose the amount I want my watches to be insured for. I go to Europe every year. Never had any issues.
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26 June 2022, 01:40 PM | #9 |
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Sent from my iPhone using Tapatalk |
26 June 2022, 06:31 PM | #10 |
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Couldn’t agree more… especially in London. Be safe.
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26 June 2022, 06:42 PM | #11 |
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Unfortunately it makes sense ! Attracting attention with PM Rolex it could get physical. Good luck and enjoy your trip!
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26 June 2022, 07:11 PM | #12 |
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You're worried about your watches but not a thought about getting stabbed/beaten. Interesting priorities.
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26 June 2022, 07:46 PM | #13 |
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Coming from Europe these threads are the funniest thing ever
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26 June 2022, 08:39 PM | #14 |
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26 June 2022, 08:42 PM | #15 |
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26 June 2022, 09:18 PM | #16 |
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I'd assume you'd fight for the nice things you've worked hard to buy. Or better yet why not risk your life saving a whale that no one worked for.
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26 June 2022, 09:41 PM | #17 |
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I’m from Europe as well and the decline of all major European cities in recent years is astonishing.
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26 June 2022, 09:43 PM | #18 |
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26 June 2022, 10:04 PM | #19 |
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I think insurance on you watches is a great thought and mine are with Hodinkee. While I do not shy away from wearing my watch it comes down to the right place and time. Many times I wear one of my many Seiko watches or a G-Shock. Other times an expensive and desirable Rolex. Much easier when I am in an environment that is know to me as opposed to not knowing. I would leave the expensive watches at home. Secured and appropriately insured. One less thing to be concerned about.
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26 June 2022, 10:13 PM | #20 |
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I’ve worn and seen many Rolex and expensive items in London. I wouldn’t worry at all in Europe myself. I personally would be a lot more careful wearing a Rolex in the US; where I perceive crime (especially gun crime) to be very high. I think it’s about where you know and therefore feel comfortable. I suspect most places around the world are all much alike but foreign places feel more scary as they are an unknown quantity. Just be sensible - don’t have them on display in an area that feels “edgy” (or is very touristy - pickpockets etc. will focus there) - but many Europeans wear very expensive watches on a daily basis. You often see them on the London Underground for example.
Always have insurance and just hand it over when faced with a knife/gun and get a new one. They are replaceable, you are not. |
26 June 2022, 11:19 PM | #21 |
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This has been circulating on social media very recently, along with the aftermath of the attack. Gruesome injury.
PM Daytona might draw unwanted attention, get yourself a beater and enjoy the vacation. |
26 June 2022, 11:31 PM | #22 | |
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Quote:
You should be more concerned ensuring you have good health insurance if you wear those watches. |
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26 June 2022, 11:38 PM | #23 |
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It’s sad but unfortunately the way of the world, if you have any doubts just leave it at home buy something quirky and enjoy your trip without constant worry.
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26 June 2022, 11:48 PM | #24 |
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All the people telling you it’s all fine and you should be aware of your surroundings… Lol. Complete BS and people think they can give such bad advices just because they went once on a week-end in a city somewhere and nothing happened to them.
Look at what happens all over the world. Not only London but Paris, Barcelona, NY, LA… It’s happening everywhere! |
26 June 2022, 11:51 PM | #25 |
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27 June 2022, 12:13 AM | #26 | |
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Quote:
Do you have any facts about Rolex robberies in the UK? |
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27 June 2022, 12:41 AM | #27 |
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27 June 2022, 01:11 AM | #28 | |
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Quote:
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27 June 2022, 01:38 AM | #29 | |
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Quote:
The U.K. is not that bad it’s the centre of London that is the worst, wear an expensive watch in Mayfair and you will be robbed, in the last three years thousands must of been stolen, the police don’t seem to care either. Sent from my iPhone using Tapatalk
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27 June 2022, 01:57 AM | #30 |
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Call the MET Police and ask them
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