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5 August 2020, 07:07 PM | #1 |
"TRF" Member
Join Date: Aug 2019
Location: Oceanside (CA)
Posts: 724
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Insurance other than jewelers mutual?
My wife and I were just stationed In Japan and I was going to insure our watches and her ring through jewelers Mutual but after reaching out to them they told me they only insured items that were in the US at least half the time.
I was hoping others out there might have recommendations for other insurance companies you’ve used I could look into. Thank you, ~Pat |
5 August 2020, 08:29 PM | #2 |
2024 ROLEX DATEJUST41 Pledge Member
Join Date: Jun 2013
Real Name: Tom
Location: Mandeville La
Watch: 16610M
Posts: 10,484
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Not sure about overseas but I have a personal articles policy with State Farm.. very reasonable premium
And thank you for your service Pat |
5 August 2020, 09:18 PM | #3 | |
Banned
Join Date: Jul 2008
Real Name: Paul
Location: San Diego
Watch: 126619LB
Posts: 21,540
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Quote:
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5 August 2020, 10:57 PM | #4 |
2024 ROLEX DATEJUST41 Pledge Member
Join Date: Nov 2007
Location: USA
Watch: 126600, 116500LN
Posts: 12,834
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rider on home owners, for years I said I would never do it this way but it just really didn't make sense ignoring it anymore, much better coverage cheaper than JM
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6 August 2020, 10:48 PM | #5 |
"TRF" Member
Join Date: Aug 2019
Location: Oceanside (CA)
Posts: 724
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Thank you, all for the recommendations.
I do have USAA, which is who we had renters insurance through so I’ll reach out to them. |
7 August 2020, 12:16 AM | #6 | |
"TRF" Member
Join Date: Aug 2019
Location: Oceanside (CA)
Posts: 724
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Quote:
From their website “ You will need to have a USAA Homeowners Insurance or Renters Insurance policy to purchase a Valuable Personal Property (VPP) policy on usaa.com. You can learn more about those policies at the end of your VPP quote.” |
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7 August 2020, 11:04 AM | #7 |
"TRF" Member
Join Date: Jan 2016
Location: Odessa, FL
Watch: Bluesy (126613LB)
Posts: 570
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The downside is that if you make a claim for Jewelry you will have your premium bumped for both jewelry and home owners next year. Thats the only reason I decided to separate them.
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9 August 2020, 02:19 AM | #8 |
2024 ROLEX DATEJUST41 Pledge Member
Join Date: Nov 2007
Location: USA
Watch: 126600, 116500LN
Posts: 12,834
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Untrue, its an excluded rider that has zero effect on the parent policy! I would not have dropped JM for anything that created more issues than it solves.
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