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15 June 2021, 09:24 PM | #31 |
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Posts: 44,325
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Congratulations.
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15 June 2021, 10:25 PM | #32 |
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Join Date: Apr 2020
Location: US
Watch: 114270, north flag
Posts: 47
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Grats man! Looking for a new car but now isnt the right time for me.
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15 June 2021, 10:53 PM | #33 | |||
2024 Pledge Member
Join Date: Apr 2008
Real Name: Rommel
Location: Toronto Canada
Watch: 116710LN
Posts: 8,940
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Thanks, Wade! I'm starting to think so too!
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Thank you! I woke up this morning and it was the first thing on my mind, can't believe it. Quote:
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It's a great one that seems to get better each day! Thanks! It's funny because I was somehow determined to do this and vividly imagined it as I sat at the dealership signing papers. Thanks, William! Thanks, Phillip! I'm confident things will work out for you as they should. |
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15 June 2021, 11:00 PM | #34 |
2024 Pledge Member
Join Date: Oct 2011
Real Name: Seth
Location: nj
Watch: Omega
Posts: 24,632
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Huge congrats. You should be super proud. Nothing like paying off debt.
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If happiness is a state of mind, why look anywhere else for it? IG: gsmotorclub IG: thesawcollection (Both mostly just car stuff) |
16 June 2021, 12:31 AM | #35 |
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Real Name: Danny
Location: Bay Area CA
Watch: Yellow Gold
Posts: 20,138
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Congrats Rommel thats great news
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16 June 2021, 05:24 AM | #36 | |
2024 Pledge Member
Join Date: Apr 2008
Real Name: Rommel
Location: Toronto Canada
Watch: 116710LN
Posts: 8,940
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Quote:
Thanks, Danny! I don't plan on buying anything for a LONG time but should the need ever arise for something sporty I might just have to reach out! |
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16 June 2021, 05:39 AM | #37 |
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Join Date: Apr 2006
Real Name: Jocke
Location: Sweden
Watch: A dozen of Rolex's
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Congrats my friend.
I do the same 10 years ago, never go back. It is so good to be debt free, no bother when the banks talks about higher interest rates and increased costs.
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This message is written in perfect swenglish. What is best a custom Rolex or a Rolex that is stuck in custom? Buy a professional camera and you´re a professional photographer, buy a flute and you own a flute. |
16 June 2021, 09:03 AM | #38 |
"TRF" Member
Join Date: Aug 2007
Location: Beverly Hills, CA
Watch: Yachtmaster
Posts: 3,750
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Congrats!
My younger kid actually has a personal finance class in high school. The teacher stressed the importance of avoiding credit card debt in particular. |
16 June 2021, 10:18 AM | #39 | |
2024 Pledge Member
Join Date: Apr 2008
Real Name: Rommel
Location: Toronto Canada
Watch: 116710LN
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Quote:
Thanks! That just made my day. It's SO refreshing to hear they're now educating some teens on finances and credit. It's imperative to have at least a basic knowledge of these things yet so many for so long knew virtually nothing. |
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16 June 2021, 10:34 AM | #40 |
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Real Name: Tom
Location: Mandeville La
Watch: 16610M
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Congrats.. interest rates are moot when you pay it off that quick.. awesome indeed
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16 June 2021, 11:51 AM | #41 |
"TRF" Member
Join Date: Mar 2017
Location: SF Bay Area
Posts: 881
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Congrats, definitely a great feeling eliminating any debt.
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16 June 2021, 12:51 PM | #43 |
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16 June 2021, 01:04 PM | #44 |
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Real Name: PaulG
Location: Georgia
Posts: 40,569
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Paid my car loan in full today!
I had that decision when Volvo offered me an extra $1000 off best price if I’d finance for 48mo @1.9% 2 yrs ago.
I’m retired and one conservative portfolio was returning 12% and my risk-on was making much better returns. So financing is like making money off other people’s money. Sent from my iPhone using Tapatalk Pro
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Does anyone really know what time it is? |
16 June 2021, 11:57 PM | #45 | |||
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Real Name: Rommel
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Watch: 116710LN
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Thanks! I'm definitely glad that I did this. Quote:
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With the current situation globally I ended up wanting it over with more but now increasing equity and maximizing returns is where I'm laser focused. |
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17 June 2021, 12:00 AM | #46 | |
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Does anyone really know what time it is? |
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17 June 2021, 12:04 AM | #47 |
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Location: New Mexico
Watch: Tudor Big Rose
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Congratulations!
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17 June 2021, 07:33 AM | #48 | |
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Real Name: Rommel
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Watch: 116710LN
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The comical thing is they said I was "pre approved" for a line if credit at the end of the call. I haven't said no so many times in the span of 5 seconds before, but glad to be free! Thanks, Grady! Your wisdom has goes me a lot without you even realizing sometimes. You were a big part of the inspiration for my choice of daily driver and the strategy is clearly working. |
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17 June 2021, 07:37 AM | #49 |
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Real Name: PaulG
Location: Georgia
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Wait a month and then pull your credit reports to be sure you didn’t get that LOC by “accident”. That’s sales slang for cramming.
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Does anyone really know what time it is? |
17 June 2021, 08:27 AM | #50 | |
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Location: New Mexico
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17 June 2021, 10:25 AM | #51 | |
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Join Date: Apr 2008
Real Name: Rommel
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19 June 2021, 06:04 AM | #52 |
Banned
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Location: Maryland
Posts: 58
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Congrats! That's well accomplished.
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19 June 2021, 07:55 AM | #53 |
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Real Name: Geoff
Location: NH
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Congrats and great move for sure! We paid off my wife's car earlier this year too with the same rate. Mine is only 1.19% so we're investing the money instead for now. Debt-free is such a great feeling!
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Instagram.com/GeoffEff Explorer 39mm 214270 --- Sub 41mm 124060 —- |
20 June 2021, 06:44 AM | #54 | |
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Real Name: Rommel
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Thanks! It feels so good being out and about in my car today for the first time since it's been paid off!
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I'm happy to say I had the bank that issued the loan fax (can't believe banks and hospitals etc still do this) the lien release letter over, which I now have. Mail has been tricky here given the circumstances, as I'm sure it's been all over. Didn't want to take any chance not to mention it was more for piece of mind and to truly have this resolved in my mind. |
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21 June 2021, 10:38 PM | #55 |
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Congrats!
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22 June 2021, 11:26 AM | #56 |
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Real Name: Rommel
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Watch: 116710LN
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28 June 2021, 08:38 AM | #57 |
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This is the way to do it!! No debt!!!
You wanna be earning interest, not paying it. Sent from my iPhone using Tapatalk Pro
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28 June 2021, 10:56 PM | #58 |
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I'm kinda late for the party but ft it was important enough for me to still day congratulations on paying the loan off after 60 months!
Especially as you said during these difficult times it's an even blessed accomplishment ......... congratulations again! Sent from my SM-N986U using Tapatalk |
29 June 2021, 12:15 AM | #59 | ||
2024 Pledge Member
Join Date: Apr 2008
Real Name: Rommel
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Watch: 116710LN
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