I own a Rolex(s) but I also...

[chris.m88]

...break my toothpick in half and save one-half for later.

Coming from simpler times and lesser means, I have some habits that I can’t shake off. Thought it’d be interesting to hear your frugalities as well.




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[tifosi]

....drive a 2003 Acura with 180k miles on it. LOL

[august1410]

Originally Posted by tifosi

....drive a 2003 Acura with 180k miles on it. LOL

Gotcha beat, car wise. 2003 Hyundai Elantra with 217K on it.

I live in a small house, shop at Walmart and live pretty simply.

[William.L.]

Originally Posted by august1410

Gotcha beat, car wise. 2003 Hyundai Elantra with 217K on it.

I live in a small house, shop at Walmart and live pretty simply.

I drive a 2002 Chevy blazer I bought for $235. Had a clogged catalytic converter, seller couldn't figure out why it wouldn't accelerate. Drove it though college, graduated, hauled a trailer to Florida with it when I moved for my new job with my degree, hauled trailer back to Michigan when I realized job wasn't for me, and came back to work at the Rolex AD i did through college, and am selling it at the end of the year to upgrade. 67,000 miles later I'd say I got my $235 worth out of it

[The Libertine]

.....clips coupons from the Sunday paper.

[pyrostick]

Question if that Amazon prime renewal is worth the $100 a year.

[tifosi]

Originally Posted by pyrostick

Question if that Amazon prime renewal is worth the $100 a year.

Is that what it costs??!!! No wonder I don't have it....sheesh!

[pyrostick]

If I didn't enjoy Grand Tour and Dr. Who so much, I'm not sure I would still have it. Even with Netflix upping prices too, I still find it better than cable though.

[TheRolexKingofLV]

I save all my coins (change) in a giant plastic water jug. It's about halfway full now. I figure it will be a couple thousand dollars when it's full.

[Chadridv]

Originally Posted by pyrostick

Question if that Amazon prime renewal is worth the $100 a year.

My wife makes up for that fee in free shipping after a week

[RMC12]

Originally Posted by Chadridv

My wife makes up for that fee in free shipping after a week

Same for me! Top Gear is the free perk of my wife's shopping habits!!

Turning the lights off is also a constant thing. I come home to an empty house and spend 10 minutes walking round cursing turning them off. I joke with my wife when I get too hot that I'm going to stand by the electric meter to cool down from the draft of it spinning around !!!

[Richard Carver]

Originally Posted by pyrostick

Question if that Amazon prime renewal is worth the $100 a year.

Yes, get a Fire 10 HD as soon as it goes on sale for 99 bucks again. Just an incredible bargain, hands free Alexa! Alexa, paper towels! Alexa, Weather in Bucharest! Alexa, Play Bach! Alexa, tell me a joke. Alexa, does Siri suck? All things I've actually asked. :)

[GradyPhilpott]

Originally Posted by pyrostick

Question if that Amazon prime renewal is worth the $100 a year.

Originally Posted by tifosi

Is that what it costs??!!! No wonder I don't have it....sheesh!

I live very modestly, well below what I would imagine most of members live, but I'm comfortable enough and I can splurge on the things I enjoy the most.

As for Amazon Prime, it is absolutely worth it to me.

I browse a bit, click a few buttons and in a couple of days, the item arrives at my mailbox.

They now have a return feature that is so easy it's ridiculous.

I don't own a printer anymore because it's not worth the price to use once or twice per year and by the time I need one, the ink has dried.

I returned an item today by showing a "barcode" on my phone to a UPS agent who scanned it and printed out a label that contains all the pertinent information and now the item is on it's way back to Amazon.

I might not like Jeff Bezos, but I have to admit that he's built a magnificent monument to capitalism and made my life a lot easier.

I use Amazon music also and have three Alexa devices (Echo, Tap, and Dot), in my small apartment. I don't use them as extensively as some might, but they are really convenient for a lot of reasons.

Originally Posted by THC

I order water only when eating out

I don't do that as much as I should, considering that I eat out every day. It would save me a bundle, that's for sure, with the way drink prices are in even the least expensive restaurants and cafes.

[JnmEaton]

Originally Posted by pyrostick

Question if that Amazon prime renewal is worth the $100 a year.

including video I had over 400 prime transactions, 2 day shipping, its worth it.

[nursejm]

....reuse a facial oil blotting film till fully saturated , fold it in half then keeping it tucked on my jeans.


Best regards,

[mtgjr]

Originally Posted by nursejm

....reuse a facial oil blotting film till fully saturated , fold it in half then keeping it tucked on my jeans.


Best regards,

Wait, what?

[DonBateman]

Originally Posted by mtgjr

Wait, what?

[mtgjr]

Originally Posted by DonBateman

Right?! What the ....

[JBoone]

Still live in my 1,600 sq foot starter home that i bought for $160k 15 years ago when I was single. Now married with two kids and have mortgage paid down to $65k. Not moving.

[No SUBctitute]

Originally Posted by JBoone

Still live in my 1,600 sq foot starter home that i bought for $160k 15 years ago when I was single. Now married with two kids and have mortgage paid down to $65k. Not moving.

Depending what one's interest rate is, its better to not pay your mortgage down early (I don't know if you did that, it just triggered the thought). You're better off throwing that money into a stock fund for a couple decades.

[Seanken]

Originally Posted by No SUBctitute

Depending what one's interest rate is, its better to not pay your mortgage down early (I don't know if you did that, it just triggered the thought). You're better off throwing that money into a stock fund for a couple decades.

Hi No SUBctitute. Took me a while reading your screen name to get it!

Regarding paying off a mortgage, yes the math/numbers tell you that given long periods of time putting your spare money into investments instead of paying down your mortgage is a good move. My house is paid off and I talk to people three or four times a year who are aghast and tell me I'm making a terrible financial mistake. What I tell them is that, yes the math works as long as you are investing over at least five or more years and the timing of when you need that money is critical. I think that what many people who are good with math an understand the numbers involved are missing is factoring in RISK. Any good businessman looking at a deal prices in risk. I have extremely low financial risk. No mortgage, no debt that rides from month to month, retirement in the bag. What price can you put on the peace of mind you experience when you wake up in the morning and look at your ceiling and can say to yourself, "I own this house and everything else in my life. It can't be taken away." My calculations regarding paying off my home in under six years in stead of taking thirty tell me that I saved over $150k in interest payments. Over the last ten years ALL the money I would have spent on the mortgage has been very gainfully employed making more money.

[pickettt]

Originally Posted by Seanken

Regarding paying off a mortgage, yes the math/numbers tell you that given long periods of time putting your spare money into investments instead of paying down your mortgage is a good move. My house is paid off and I talk to people three or four times a year who are aghast and tell me I'm making a terrible financial mistake. What I tell them is that, yes the math works as long as you are investing over at least five or more years and the timing of when you need that money is critical. I think that what many people who are good with math an understand the numbers involved are missing is factoring in RISK. Any good businessman looking at a deal prices in risk. I have extremely low financial risk. No mortgage, no debt that rides from month to month, retirement in the bag. What price can you put on the peace of mind you experience when you wake up in the morning and look at your ceiling and can say to yourself, "I own this house and everything else in my life. It can't be taken away." My calculations regarding paying off my home in under six years in stead of taking thirty tell me that I saved over $150k in interest payments. Over the last ten years ALL the money I would have spent on the mortgage has been very gainfully employed making more money.

I'm firmly with you on every point, except....."I own this house and everything else in my life. It can't be taken away." Don't pay your property tax and see what they've got to say about it. We're on the hook....forever.

[pickettt]

Anyone else fill out the survey on the IHOP receipt for a free short stack of pancakes on your next visit......or is that just me?

[RaceDoc11]

Love it!

Originally Posted by JBoone

Still live in my 1,600 sq foot starter home that i bought for $160k 15 years ago when I was single. Now married with two kids and have mortgage paid down to $65k. Not moving.

[Rockrolex]

get cheaper theater tickets in New York than we used to.

[AK797]

Divide my food up into smaller portions and freeze them, esp carbs as I'm not allowed too much so it helps the body and the wallet.

[srf52]

...still keeping an eye out for S&H green stamps

[Steve36Efc]

I charge my mobile phone at work.

[Richard Carver]

Originally Posted by Steve36Efc

I charge my mobile phone at work.

Ding! ding! ding! Winner!

[sdgadave]

Originally Posted by Richard Carver

Ding! ding! ding! Winner!

Lol, funny!


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