Considering a DD II (if financing options are available) or TT Sub blue dial

[watchf]

If you already have two DJ II then go for the TT blue sub. I have a TT blue sub ceramic, a TT DJ II and a 36mm YG DD, all are very different (obviously) but I personally prefer variety so having watches from the dress line up and sports line up is better than having only watches from one (dress). I wear my TT blue Subc more than my TT DJ II but both are exceptional timepieces.

[Hiya Buddy]

@FremStar I tried on the DD II over a year ago and would like to try it again when I visit one of my ADs. At Ross Simons here in Boston I had the opportunity to try on the WG submariner with blue dial. That thing weighed a ton and Im a bigger guy lol I thought it was nice but not for me. But I have to find the time to try on the DD II in YG again that way I can compare with mine that I now have ha ha. Anywho whichever one I get you can look forward to in one of my next posts.

[threemonkeys]

Facepalm anyone?

[stephentross]

When I was 19 I had just joined the Air Force and would have been thrilled to have 1 Rolex. You are very blessed to be able to do such things. Enjoy them. As for financing I would not even finance with an interest free loan. It is a watch. I don't even finance vehicles much less a watch. It is such a bad Idea. Paying for a watch with a credit card is fine. Just pay it off when you get your statement. My rule of thumb is always have X amount of dollars cash for life and I have a slush fund with X amount of dollars in it. I never ever mix the 2. If I can not outright pay for something I want I do not buy it. It is that simple, No other way around it for me.

The only positive for buying a Rolex or 3 is if you do need money you can flip for cash. But that only happens if you do not owe anyone anything for the watch you flipped.

[caballero]

The op's a damn fool

[masterkiller]

It is pathetic to consider to go to he UK from the US only to finance a watch you obivously cannot afford (why would you otherwise cosider financing), if you really are 19 year, sell the oldish T/T DJ's and buy a S/S SubC in the US and worry about geeting a DD later in life,

psv: had good advise for you, follow them i also my advise

[LightOnAHill]

This thread makes me realize what good parents I have.

To the OP - you need to read the book The Richest Man in Babylon.

Then, you really need to learn that this appetite your fueling cannot be satisfied. the WANT for more never dies and never rests.

Better to get addicted to accomplishments and carry that victory and confidence in your eyes, not some fake image of accomplishment through wearing jewelry you simply cannot afford because you have no financial power.

[Watchonisto]

Originally Posted by psv

Rule 1 in life: Only finance infrastructure investments, like a house - NEVER consumption like a watch. Rule # 2: always have at least twice as much available in cash as the item you are looking to buy, i.e. in your case if you have $20,000 in cash lying around then it is OK to spend $10,000 on a watch.

If you follow these rules in life your journey will be a smooth one, at least financially speaking.

Damn right Patrick

[yannis]

I will focus on the watch question and i will say try both watches on (DDII, Sub) also try a DSSD and choose the DSSD.
Kidding aside i like them equally and i believe both the Sub and DDII are great watches!

[thewatchguy93]

Do you really want to spend around $1,200 per month for 36 months? OUCH!

[speedo]

ok, here we go:

[johnbeth]

Originally Posted by dalip

You use the phrase "settle for the sub". But actually the sub is what you can afford. Financing a luxury item such as a watch will start you on a path that'll end badly IMO. You'll just collect more and more debt. In a year you'll finance again and so on... If I had your sort of disposable income right now I'd work to get on the property ladder. Once you've a house/apartment and are making payments etc see what's left. Then know what you can afford in terms of watches. Be happy with what you have. Or if you have to, trade a DJ for the sub. It's a fantastic watch and would be my choice over the DDII rg. Two rolex watches of that calibre is pretty fantastic. Good luck.

Originally Posted by FremStar

@Hiya_Buddy, Dalip has given you sound advice! I am not 30 yet either, however, own my home (via mortgage), am married, and have travelled around the world quite a bit. Would a DD2 look unusal on you? No, however, reflecting back at 19 I was focused on finishing school and having fun with the camaraderie my university had to offer. I also noticed you like high fashion which is great, yet as with time trends change. Take that cash your Mom would spend on the sub or DD2 and buy some bonds or a financial instrument that will earn you hard cash. Obviously this is my opinion and not meant to offend. You have 2 quality pieces in your collection, enjoy them. FYI, I was supposed to link up with Larry K this weekend to hear the full story of what you shared with us on TRF a few weeks ago yet time did not allow me to go All the best and enjoy college, time flies then the real work starts!

Wise advise! Just to add, if you need to finance a luxury item, means that you can not afford it and therefore it would be a financial mistake especially in your young age.

[peeyan]

I’ve been on this forum only recently and must admit that most people here are very nice. They’ve mainly laid it out very gently to you. I guess its somewhat reflective of the profile of a majority of the people here.

That being said, it’s your life and we respect your decisions. But I do think you have some very good advice from the various members here and hopefully it is something you’d want to consider.

In any case, all the best in your final decision.

[TimmerSuds]

I am paying for both of my kids college education just like your parents are.

If I found out that either of my kids financed a watch, or ever considered doing such a thing, their tuition would be cut off immediately.

If they can afford to finance a watch, they can afford to finance their education.

I'm just thankful that neither of my kids would ever contemplate such a thought.

[VetteBandit]

Originally Posted by LightOnAHill

Then, you really need to learn that this appetite your fueling cannot be satisfied. the WANT for more never dies and never rests.

Better to get addicted to accomplishments and carry that victory and confidence in your eyes, not some fake image of accomplishment through wearing jewelry you simply cannot afford because you have no financial power.

Exactly.

[Like To Watch]

Big fan of the YG DDII.

[esm]

Originally Posted by Hiya Buddy

So what do you guys think. Which watch is the right one for me. I love the DD II but I also the sub. And what better place to seek an answer than TRF.

Thanks for your help, any answers are appreciated!

Originally Posted by Hiya Buddy

Comments like this are seriously off putting and showing that you take these forums to seriously. Lighten up and let me try to live my life to the best. You're one of the many that make it look miserable and fill me with lots of rage and hate. Seriously, any comments like these I say STFU to and just look the other way.

"insert double face palm pic" here.....

[azguy]

TT blue face and bezel, can't beat that classic look

[dalip]

Originally Posted by Hiya Buddy

@daunwaun the value of a dollar ha! the way I see it the green back is losing. Now the value of the GBP that's something we ought to look at. I don't see myself getting into real estate gig or anything until later in life. Sure at least a 1000 a month but what if I run into complications while trying to pay that mortgage or lets say I have a ton to do in repairs so people will actually want to live there. The 1000 month barely puts a dent in what I have to spend to fix it up. I know the old saying you gotta spend money to make money but that's more like trying to get out of a deep hole that slowly fills with water. Eventually, the hole will be full and I hope to swim to the top or float to the top but in the process I could drown. Its not a risk I'll take.

Comments like this are seriously off putting and showing that you take these forums to seriously. Lighten up and let me try to live my life to the best. You're one of the many that make it look miserable and fill me with lots of rage and hate. Seriously, any comments like these I say STFU to and just look the other way.

Make another comment like this one and you may have to go and seek advice elsewhere. Keep it respectful. Telling someone to STFU is not ok. Members are simply stating their opinion about increasing debt....you don't have to agree but you did state 'any answers are appreciated'.

[dpkong]

nowadays, young ones no longer seem to be able to differentiate between needs and wants.

you don't need another Rolex, much less one which you or your parents will have to finance. the family business (in which you are helping out with) may be doing well now but that is not guaranteed for the duration of the (interest free?) financing period.

have you put any thought into the fact that your parents (or just your mother) might be putting themselves into a financial risk just because they want to make you happy?

[FeelingTheBlues]

Hiya Buddy, I'm 21 and own a couple of watches that are, considering my budget for those purchases, quite expensive (nothing like yours tho, congratulations on those two DJ-II's ). I know a lot of people already expressed their feelings towards your case but I'll just add mine hoping it can help. In between the two watches I'd rather get the RG DD-II because I think it looks amazing and it's an original watch as you don't see them very often (I already tried the YG model and thought it was a beautiful piece). However I would never consider any type of financing for jewels or watches (believe me, I've been buying rings, bracelets and chains since I'm 14-15 and I always saved my "hard earned" money to buy them and paid them all at the very moment of the purchase! ). I know people told you about being struggled with debts but I'd also like to add a little fact: there's nothing like buying something with some money you know you saved and gained with hard work! It sounds very cheesy and old but personally I think it adds a special thing to the whole process and I wouldn't change that habit of mine!

P.S.: Don't forget that it remains your money and your business, you do what you want but I'd choose between those options: save to buy the DD-II or get the Sub and keep the other one as a thing to buy before I reach 60!

[normandy]

Negotiate for lots of discount and pay cash.
"interest free" yes, but you are paying FULL price.
The different in prices is the interest.

[iaymnu]

I too believe financing is not a wise choice. Even with 0% interest, it is still a chore every month remembering paying an addition unnecessary payment.

Receiving support from parents is a blessing. Try not to abuse it by spending on unnecessary necessities.

Reading through the posts it seems like the purchase is mainly circling around parading status? correct me if I'm wrong. It can work in your favor or against.

[bayerische]

How about getting a pre-owned DD? They come "dirt" cheap. (Compared to a new one)

Also, worth thinking about is how fast this financed watch is going to loose it's value. You can shave off a good 20-30% the moment you bring it out of the store.

It won't hold its value as a SS Sub will.

Do what makes you happy, but when I was 19, I wouldn't have looked at a DD, but probably a Sub. A DD on a 19 YO, will look a bit suspicious. Sure roll up in a Ferrari, have a black AMEX, and no-one is going to doubt the authenticity.

Somehow I get the idea, that you want to portray wealth trough your watch. This very seldom works.

[psv]

Not wasting more ink on this fella.

[Watch Professor]

Originally Posted by fremstar

@hiya_buddy, dalip has given you sound advice! I am not 30 yet either, however, own my home (via mortgage), am married, and have travelled around the world quite a bit. Would a dd2 look unusal on you? No, however, reflecting back at 19 i was focused on finishing school and having fun with the camaraderie my university had to offer. I also noticed you like high fashion which is great, yet as with time trends change. Take that cash your mom would spend on the sub or dd2 and buy some bonds or a financial instrument that will earn you hard cash. Obviously this is my opinion and not meant to offend. You have 2 quality pieces in your collection, enjoy them. Fyi, i was supposed to link up with larry k this weekend to hear the full story of what you shared with us on trf a few weeks ago yet time did not allow me to go All the best and enjoy college, time flies then the real work starts!

x2

[Watch Professor]

Originally Posted by iaymnu

i too believe financing is not a wise choice. Even with 0% interest, it is still a chore every month remembering paying an addition unnecessary payment.

Receiving support from parents is a blessing. Try not to abuse it by spending on unnecessary necessities.

Reading through the posts it seems like the purchase is mainly circling around parading status? Correct me if i'm wrong. It can work in your favor or against.

x2

[superdog]

what is clear is that you really don't have a value of money. sadly, this is exactly why we are in financial crisis around the world.

rule of rules: never buy a luxury item with credit.

the odd part is that it is not even your credit. based on what you are saying, and how you are saying it, you will be bored of this piece in short order anyway.

buying a watch in this way, is pure folly and quite simply you are justifying this folly with pure nonsense. you don't have the experience enough to have any clue what it is like to truly "earn" a watch such as this one. or really any other rolex. as you have said your mother bought you yours.

this is not meant to be harsh. this is meant to be helpful. earn the money, save the money, put it towards bettering your life. then think about spending this money on a watch.

i am 37. i own two cars outright (one of them is a roush). i am about to pay off my mortgage and i will still have 50k liquid sitting in a savings account. i am quite stable and have solid work for at least another year (i own a construction company). unless i had 500k in the bank, i would never imagine spending that kind of money on a watch. and trust me, i salivate over the platinum DD.

i wish you the best but think a "lesser" watch might be a smarter move. i personally am quite satisfied with my lowly 8k$ watches.

[rr-nyc]

Originally Posted by superdog

what is clear is that you really don't have a value of money. sadly, this is exactly why we are in financial crisis around the world.

rule of rules: never buy a luxury item with credit.

the odd part is that it is not even your credit. based on what you are saying, and how you are saying it, you will be bored of this piece in short order anyway.

buying a watch in this way, is pure folly and quite simply you are justifying this folly with pure nonsense. you don't have the experience enough to have any clue what it is like to truly "earn" a watch such as this one. or really any other rolex. as you have said your mother bought you yours.

this is not meant to be harsh. this is meant to be helpful. earn the money, save the money, put it towards bettering your life. then think about spending this money on a watch.

i am 37. i own two cars outright (one of them is a roush). i am about to pay off my mortgage and i will still have 50k liquid sitting in a savings account. i am quite stable and have solid work for at least another year (i own a construction company). unless i had 500k in the bank, i would never imagine spending that kind of money on a watch. and trust me, i salivate over the platinum DD.

i wish you the best but think a "lesser" watch might be a smarter move. i personally am quite satisfied with my lowly 8k$ watches.

+1

Great point. Hopefully the OP will understand this better. Personally, I don't agree with some of the other opinions regarding financing or advice to buy property. Both take responsibility and maturity

At 19, the OP can, will and should make mistakes. Thats how part of being young. I certainly wouldn't want to steer him from one mistake to another.

[qualizon]

if you can't afford it with cash, don't buy it. And why would you want a diamond DD at 19?