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explodingtaco · 25 July 2008, 12:01 PM

How do you guys/gals buy your watches? I am sure some of you who buy alot of watches may use both from time to time, but generally speaking which do you use for your major watch purchases.

LRHogFan · 25 July 2008, 12:03 PM

Credit card for 0% interest for 12 months. If the AD gave a bigger discount for cash, I would pay that way, but since they don't - credit card it is.

karmatp · 25 July 2008, 12:06 PM

I usually pay cash but now I'm trying to build up my Disney dollars.

This way I get a new watch and the kids can buy some Mickey Mouse ears.

B-ling88 · 25 July 2008, 12:08 PM

usually get better discount by paying cash. I pay using both methods though

tnt · 25 July 2008, 12:11 PM

I use credit cards to purchase things, pay off every month.

mfer · 25 July 2008, 12:24 PM

Cash b/c of discount. My AD gives a small cash discount. More than credit card points.

thetuk · 25 July 2008, 12:27 PM

Quote:

Originally Posted by tnt

I use credit cards to purchase things, pay off every month.

x2

mfer · 25 July 2008, 12:29 PM

Quote:

Originally Posted by tnt

I use credit cards to purchase things, pay off every month.

Yeah I do that too. The points are awesome. I make like 60-90 bucks a month on points. Awesome. 5% on gas, groceries, drug stores (walgreens) and select restaurants. 1% on everything else.

Right now I only have 1 bill a month. CC. Everything goes there. In a couple months though, I will have to set up an auto payment for my car. Ugh.

ashu2289 · 25 July 2008, 01:14 PM

Quote:

Originally Posted by LRHogFan

Credit card for 0% interest for 12 months. If the AD gave a bigger discount for cash, I would pay that way, but since they don't - credit card it is.

exactly the same thoughts

pwrslider · 25 July 2008, 02:02 PM

All cash..all the time!

I haven't had a "balance" for 15 yrs! with the exception of a mortgage!!

Z-Sub · 25 July 2008, 02:23 PM

Quote:

Originally Posted by tnt

I use credit cards to purchase things, pay off every month.

Me too.

Timber Loftis · 25 July 2008, 02:28 PM

I use Credit Cards, which I pay off monthly.

Note that if you are the victim of fraud or some other malfeasance, you can dispute the charge with your CC company. Often times, you can even dispute it before they have actually paid for the item. Because of this, use of the CC gives you a safety net against fraudulent sales and defective products. There is value in this fact, and it should not be discounted.

explodingtaco · 25 July 2008, 02:38 PM

Using a CC and paying it off every month is more like cash then credit.

jryan774 · 25 July 2008, 06:10 PM

Cash so i can get a discount plus i like the pice of mind that its all paid for, as you never know whats around the corner

Jon2168 · 25 July 2008, 06:28 PM

Use credit card to get some miles then pay the sucker off = no interest.

walds11 · 25 July 2008, 07:13 PM

Both, but when I do use my credit card, I pay it off every month.

Trurolexer · 25 July 2008, 08:12 PM

Credit card...

bardm · 25 July 2008, 08:45 PM

The AD refused to give me any discount whatever way I paid, so I used my credit card.

Kent · 25 July 2008, 09:02 PM

Quote:

Originally Posted by LRHogFan

Credit card for 0% interest for 12 months. If the AD gave a bigger discount for cash, I would pay that way, but since they don't - credit card it is.

My AD offered the same discount for cash or credit card. So, I took the latter and the 0% interest, too. Will pay it off completely when that expires. I always opt for the lowest NPV.

DavidHasselhoff · 25 July 2008, 09:48 PM

Would never buy a watch on credit. I pay with my VISA which is connected to my account and I make sure that I have an adequate amount on it before I pay. If you can't pay for it right away, you should not buy it. Debt is a curse. If you plan to pay something off, you should save up instead. It's cheaper and whatever you are planning to buy really belongs to you the same second you get the receipt. My philosophy.

toph · 25 July 2008, 09:52 PM

never ever credit- only cash for me

explodingtaco · 25 July 2008, 11:39 PM

Quote:

Originally Posted by DavidHasselhoff

Debt is a curse. If you plan to pay something off, you should save up instead. It's cheaper and whatever you are planning to buy really belongs to you the same second you get the receipt. My philosophy.

I Cant believe I agree with David Hasselhoff

nomaam · 25 July 2008, 11:45 PM

Credit use my Amex for reward points. If i don not use amex i use 0% 12 months. why use my own money when i can play with the banks money for 12 months. i pay it of before the 12th month.

View Poll Results: How do you pay for your watches?
Cash	36	61.02%
Credit	23	38.98%
People pay for watches? I build mine!	0	0%
Voters: 59. You may not vote on this poll

25 July 2008, 12:01 PM	#1
explodingtaco "TRF" Member Join Date: Jul 2007 Real Name: Mr. Taco Location: Right Behind You. Posts: 913	Cash or Credit How do you guys/gals buy your watches? I am sure some of you who buy alot of watches may use both from time to time, but generally speaking which do you use for your major watch purchases.

25 July 2008, 12:24 PM	#6
mfer "TRF" Member Join Date: Mar 2007 Real Name: Mik Location: USA Posts: 13,723	Cash b/c of discount. My AD gives a small cash discount. More than credit card points. __________________ member#3242

25 July 2008, 02:02 PM	#10
pwrslider "TRF" Member Join Date: Mar 2008 Real Name: Steve Location: SF BAY AREA CA Watch: 16710 Coke Posts: 3,047	All cash..all the time! I haven't had a "balance" for 15 yrs! with the exception of a mortgage!! __________________ Rolex Blue TT Submariner (95) Rolex SS GMT IIc (08) Rolex GMT II 16710 COKE (08 for me..) Rolex Explorer II Blk (91) Breitling SuperOcean Steelfish (07) Panerai 104 & 177ti ( 04/03)

25 July 2008, 07:13 PM	#16
walds11 "TRF" Member Join Date: Jul 2005 Real Name: Adam Location: Philly ‘burbs Posts: 5,634	Both, but when I do use my credit card, I pay it off every month. __________________ Adam

25 July 2008, 12:03 PM	#2
LRHogFan "TRF" Member Join Date: Nov 2007 Location: Little Rock Posts: 49	Credit card for 0% interest for 12 months. If the AD gave a bigger discount for cash, I would pay that way, but since they don't - credit card it is.

25 July 2008, 12:06 PM	#3
karmatp "TRF" Member Join Date: Sep 2007 Real Name: Trevor Location: Arizona Posts: 5,740	I usually pay cash but now I'm trying to build up my Disney dollars. This way I get a new watch and the kids can buy some Mickey Mouse ears.

25 July 2008, 12:08 PM	#4
B-ling88 Member Join Date: May 2008 Real Name: Andy Location: GMT-7 Canada Watch: Rolex 116710LN Posts: 212	usually get better discount by paying cash. I pay using both methods though

25 July 2008, 12:11 PM	#5
tnt "TRF" Member Join Date: Oct 2007 Location: USA Posts: 868	I use credit cards to purchase things, pay off every month.

25 July 2008, 02:28 PM	#12
Timber Loftis "TRF" Member Join Date: Nov 2007 Real Name: Jon Location: Chicago Watch: IIc,DJII,P244,A1-Z Posts: 2,857	I use Credit Cards, which I pay off monthly. Note that if you are the victim of fraud or some other malfeasance, you can dispute the charge with your CC company. Often times, you can even dispute it before they have actually paid for the item. Because of this, use of the CC gives you a safety net against fraudulent sales and defective products. There is value in this fact, and it should not be discounted.

25 July 2008, 02:38 PM	#13
explodingtaco "TRF" Member Join Date: Jul 2007 Real Name: Mr. Taco Location: Right Behind You. Posts: 913	Using a CC and paying it off every month is more like cash then credit.

25 July 2008, 06:10 PM	#14
jryan774 "TRF" Member Join Date: Jul 2008 Real Name: John Location: North East Watch: 5167r Posts: 125	Cash so i can get a discount plus i like the pice of mind that its all paid for, as you never know whats around the corner

25 July 2008, 06:28 PM	#15
Jon2168 "TRF" Member Join Date: May 2007 Location: San Francisco Watch: BNLR Posts: 67	Use credit card to get some miles then pay the sucker off = no interest.

25 July 2008, 08:12 PM	#17
Trurolexer Banned Join Date: Dec 2007 Location: USA Watch: 5513MaxiI+PreComex Posts: 18,421	Credit card...

25 July 2008, 08:45 PM	#18
bardm "TRF" Member Join Date: Apr 2008 Real Name: Bård Location: Oslo - Norway Watch: None Posts: 1,014	The AD refused to give me any discount whatever way I paid, so I used my credit card. __________________ Bård

25 July 2008, 09:48 PM	#20
DavidHasselhoff Member Join Date: Jan 2008 Location: Sweden Watch: SS Submariner Posts: 312	Would never buy a watch on credit. I pay with my VISA which is connected to my account and I make sure that I have an adequate amount on it before I pay. If you can't pay for it right away, you should not buy it. Debt is a curse. If you plan to pay something off, you should save up instead. It's cheaper and whatever you are planning to buy really belongs to you the same second you get the receipt. My philosophy.

25 July 2008, 09:52 PM	#21
toph "TRF" Member Join Date: Apr 2008 Real Name: ChrisTOPHer Location: Sydney Watch: Rolex, Brellum, Posts: 12,601	never ever credit- only cash for me __________________ "Where no counsel is the people fall, but in the multitude of counselors there is safety." Member No.# 11795

25 July 2008, 11:45 PM	#23
nomaam Member Join Date: Jul 2007 Real Name: Pedro Location: miami Watch: Daytona SS BF Posts: 119	Credit use my Amex for reward points. If i don not use amex i use 0% 12 months. why use my own money when i can play with the banks money for 12 months. i pay it of before the 12th month.

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